Your business will have heard from UK Government about the proposed plans for easing the current lockdown situation, by gradually getting businesses trading properly again and people and staff back to work.

A likely outcome for many businesses is that you may need to or are already staggering shifts or days in the workplace, needing to rethink how equipment is shared and plan safe distancing and walking routes for staff in offices, on factory floors and at building sites.

As a result of this phased return, have you thought about how long it will take for work in your pipeline or future work that requires invoicing to be paid back to your business by your customers, who may themselves also be under new cash flow pressures?

You are not alone! A number of businesses from widespread sectors will have experienced the same effects of not being able to work, or at reduced capacity over the last few months, creating a dent in cash resources and a genuine concern over how long it may take to get money in for completed work and orders.

What can we do for you?

All Finance Solutions can help you to find the most appropriate Lender for your business. It is important that you choose your Invoice Finance lender carefully. We work with High Street Banks and Challenger Banks, Independent and alternative lenders in this market. Where bank-owned lenders can be low-cost for you, they can sometimes be choosy, causing delays or taking up your precious time and adding layers of complication to the process. You may be able to access more flexible lending through All Finance Solutions Ltd. We can sift the many Independent Lenders’ appetites and specialisms on your behalf to bring a bespoke, quick, price competitive solution to you.

Why Invoice Finance or Factoring?

Here are some key features:-

• Invoice Finance, Invoice Discounting and Factoring, all aim to improve cash flow with an immediate injection of cash based on your outstanding invoices. You pay this off as your customers pay you. As you raise fresh invoices, they too can be used to raise new finance to support business growth. Additionally some facilities can free up valuable credit control time and costs by supplying a professional credit manager to your business to chase debts for you.

• Invoice Finance can be faster to arrange and provide a more flexible and often more cost-effective solution than a bank loan. It allows your businesses to manage its cash flow, giving you the freedom to grow as your invoices outstanding grow.

• Are you operating in the engineering, recruitment, manufacturing, transport, IT, media, construction or the automotive sector? If you are, invoice finance can work particularly well for you.

• We can also help start-up businesses funding invoices from day one.

• You can use it to help with business acquisition/ management buy outs or as support for restructuring.

• Gives you access to additional funding on the day you provide your invoice.

• Your customers do not always need to know you are borrowing against your invoices.

• You can choose to insure your debtors and credit check them first through the insurers to make sure you minimise bad debts (subject to underwriting).

• Your sales ledger can be managed for you and the lender may chase up any unpaid invoices, allowing you time to focus on other areas of your business.