Case Study Unsecured Loan

All Finance Solutions work with a construction equipment repairer and wholesaler of parts.

A world-wide construction equipment OEM made a national decision to remove discount terms from all non-franchised repair businesses where previously they had enjoyed 25-40% discounts on bulk purchases of spare parts.

Our customer lost their generous discount terms but knew where to go to get “white label” parts manufactured to ensure they could continue to trade profitably.  Trouble was, his bank said NO, they wouldn’t lend him £75,000 to go and buy a container’s worth of parts.  Without this funding, the customer just couldn’t afford to buy the parts.  His next phone call was to All Finance Solutions to discuss the possibility of a stand-alone loan over 60 months to keep repayments manageable.  The £75,000 loan was paid out in a few business days and funds sent to the supplier who began manufacturing immediately.

The loan was secured simply against the Director’s personal guarantee.  No charges over homes or property were required.  When the customer had generated enough profits to pay off the loan in under two years, he was able to settle off the loan with a 100% rebate of interest, meaning it was flexible and cost-effective.

The customer is now on their third loan with this provider. We are confident we provided a great solution to them.  Could this be you?